Open Today! 9:00 AM - 8:00 PM
Open Today! 9:00 AM - 8:00 PM  |   Log In  |  Sign Up
5601 National Road East, Richmond, IN 47374
Sales: (765) 200-6271 | Service: 765-200-6273 | Parts: 765-200-6272

Bad Credit Auto Financing in Richmond, Indiana

If you're wondering how you're going to take home that versatile Toyota RAV4 that has caught your eye with your less than perfect credit rating, Premier Toyota of Richmond in Richmond, Indiana is the answer! Our Toyota dealership near you has an array of automotive services to take advantage of, including bad credit financing! Contact our new and used car dealership right now to learn how you can apply or keep reading to gain some insight!

Do I Qualify For Bad Credit Car Loans?

You may be wondering if you qualify for sub-prime auto loans, as there are a number of factors to take into consideration. When looking at a buyer's eligibility, lenders take into account:

Your Credit Rating

Fill out our secure online credit application right now so that our dealership can run a credit check and view your unique credit rating. Scores are broken up into different categories and are based on things like repossessions, foreclosures, divorces, etc. Our finance department will go over your score and the factors that helped determine it. We'll also let you know where your credit score falls on the spectrum and can review some helpful pointers if you'd like some information on how to start improving your score.

Your Ability to Pay a Loan Back

Lenders will look at the amount of money you're interested in borrowing and go over your ability to pay a loan back over time. They will also take into account the length of your credit term; our dealership is here to ensure you're not left with the inability to pay and will work to extend the loan terms if necessary, so you have ample time and money to cover your expenses.

The Type of Vehicle You're Interested In

Typically newer vehicles have "friendlier" credit terms, as new cars depreciate over time. Should you be interested in a pre-owned model, our Toyota dealership in Richmond, IN will work with you and the lender to settle on credit terms that work for everyone!

The Amount You Can Put Down as an Initial Payment

The more money you can leave as a down payment the better, so start putting money aside for your brand new Toyota Camry today! There are many benefits to paying a large lump sum up front, talk to our dealership in Richmond, IN to go over the details today!

Team Up With Premier Toyota of Richmond Today

Use our website to send over your completed credit application now or make the short trip over to our Richmond, IN location to visit our finance department today. We are eager to listen to what you're looking for your new ride to do and to help you take charge of your financial future!

Find Out If You Qualify
Dealer Information
Premier Toyota of Richmond 5601 National Road East Richmond, IN 47374 Get Directions
Sunday:
CLOSED
Monday:
9:00 AM - 8:00 PM
Tuesday:
9:00 AM - 8:00 PM
Wednesday:
9:00 AM - 8:00 PM
Thursday:
9:00 AM - 8:00 PM
Friday:
9:00 AM - 8:00 PM
Saturday:
9:00 AM - 8:00 PM
Sunday:
CLOSED
Monday:
7:30 AM - 6:00 PM
Tuesday:
7:30 AM - 6:00 PM
Wednesday:
7:30 AM - 6:00 PM
Thursday:
7:30 AM - 6:00 PM
Friday:
7:30 AM - 6:00 PM
Saturday:
7:30 AM - 3:00 PM
Sunday:
CLOSED
Monday:
7:30 AM - 6:00 PM
Tuesday:
7:30 AM - 6:00 PM
Wednesday:
7:30 AM - 6:00 PM
Thursday:
7:30 AM - 6:00 PM
Friday:
7:30 AM - 6:00 PM
Saturday:
7:30 AM - 3:00 PM
Phone:

Building your garage...